Refinance Loans
Refinancing your home or investment loan can be a smart financial move
Offering opportunities to save money, access equity or restructure your finances to suit your current needs.
Let us guide you through your refinance options to ensure you’re meeting your current goals. Contact us now to get started!
Ready to explore your refinancing options?
We are here to guide you through the refinance process with ease and expertise. Let us help you achieve your financial goals.
Frequently Asked Questions
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How often can I refinance my home?
There is no limit on how often you can refinance, however it is important to understand the fees and benefits prior to making any decisions. If you refinance frequently it is unlikely that you will be recouping the costs of refinancing in the short-term.
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What is the difference between refinancing and renegotiating my current loan?
Refinancing involves switching to a new loan, either with your existing lender or a different one. Renegotiating means adjusting the terms of your current loan with your lender without switching products. At Fast Track Home Loans we will always attempt to renegotiate your loan with your existing lender (even if you’re not an existing customer of ours) before we look at alternative lenders.
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Will refinancing affect my credit score?
Applying for a new loan as part of the refinancing process will result in a credit check which can temporarily lower your credit score. However, if you are not regularly applying for credit and maintain responsible debt management following the refinance, your credit score can improve over time.
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